418 Terrace Ln

Oswego, IL 60543
  • $440,000

    Price
  • 4

    Bed
  • 3

    Bath
  • 2,245

    SqFt

About the Listing 24695 - 247002

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter.

Listing Highlights

Status Active
Days on Site 10
Property Type Residential
MLS ® 12707891
Year Built 2001
Total Square Footage 2,245
Lot/Acreage 0.26
County Kendall
HOA Dues 285/Annually
School District 308
High School Oswego High School

Interior Details

  • Bedrooms: 4
  • Bathrooms: 2 Full / 1 Half
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Air Cond: Central Air
  • Heating: Natural Gas,Forced Air
  • Fireplaces: 0
  • Floor:
  • Above Ground Sq Ft:
  • Below Ground Sq Ft: n/a
  • Basement: Finished,Partial
  • Other:
  • Water: Public

Exterior Details

  • Lot Description: Landscaped
  • Garage Capacity: 2 car
  • Parking Spaces: 2
  • Lot Dimensions: 75 x 145
  • Roof: Asphalt
  • Others:
  • Sewer: Public Sewer
  • Parking Features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage

Financial Details

  • Tax Amount: $8,716
  • Taxes w/Assessments: N/A
  • Tax/Property ID: 0319403023
  • Tax Year: 2025

Payment Calculator

Monthly Payment

  • in Principal and Interest
  • in Taxes
Years
% Down Payment
% Mortgage Rate

Questions About..

418 Terrace Ln Oswego, IL 60543

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Never Miss A New Property

Get notified any time there's a new home on the market in this neighborhood!

Don't worry! We'll never spam you or sell your details. You can unsubscribe whenever you'd like.

Originating MLS: mred

Agent profile image in chat bubble
Agent profile image in chat header

Puneet "Pete" Kapoor - CPA, ABR, PSA, SRS, CIPS, ACP

CPA, SRS, PSA, CIPS, ACP, GROUP LEAD, REALTOR | PRINCIPAL CO-OWNER | The Sterling Group Global | Keller Williams Infinity

Agent profile image in message

or another way